Backlog: The best way to manage your projects. Wiki, tasks, files all in one place. This is like taking good parts of JIRA and Trello, combined into one tool. You can start for free.
Square: You might have already used Square before – but the company offers a wide range of payment solutions to get your business off the ground, from card payment to invoice to ecommerce.
Business idea: InstantFactor – Realtime Factoring.
The world is becoming cashless, and consumers are adopting e-commerce, credit cards, QR payments, etc.  
Though it’s not as clear, businesses are following the same pattern. Today more companies get paid through digital invoices and e-contracts.
InstantFactor offers a factoring solution to this digitalized world. (Factoring is one of the financing methods through selling businesses’ accounts receivable such as invoice to meet cash needs.)
The common problem of factoring is that it takes time to be approved: 24hours-weeks.
InstantFactor offers a real-time factoring solution and differentiates itself from companies like Bluevine and atlLine.  
How? It partners with banking, invoicing, lending, and e-contracts software through APIs to monitor credit risk and approve factoring requests instantly.
For ver. 2, it could offer connections with tools like POS and e-commerce to make the service even more widely available.
It could also issue debit cards for business owners to instantly top up the factoring amount so business owners can pay for urgent expenses.
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